VA Loan
A VA loan is a mortgage guaranteed by the Department of Veterans Affairs for eligible veterans, service members, and surviving spouses.
What VA Loan means
It offers zero down payment, no monthly mortgage insurance, competitive rates, and no loan limit for borrowers with full entitlement, in exchange for a one-time funding fee.
Florida example
A Florida veteran buys a $400,000 home with $0 down and no PMI through a VA loan. With over 1.5 million veterans in the state, it's one of the most powerful financing tools available.
What it is
A VA loan is a mortgage for eligible veterans, service members, and some spouses. It offers no down payment and no monthly mortgage insurance.
The loan is backed by the Department of Veterans Affairs.
Why it stands out
A VA loan is one of the strongest programs available, with great rates and flexible terms. It rewards your service.
We honor that service with expert VA guidance. Apply now and we will put your benefit to work.
Related program: Learn more →
Verify the details for your own situation against these government and agency sources: VA home loan eligibility and Florida Housing Hometown Heroes.