Mortgage Glossary
Warranty Deed
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A warranty deed transfers ownership with a guarantee that the seller holds clear title and will defend it against claims.
What Warranty Deed means
It offers the strongest protection to buyers and is the standard instrument in Florida purchase transactions, unlike a quitclaim deed that gives no warranty.
Florida example
A Florida buyer receives a warranty deed at closing, meaning the seller legally guarantees clear ownership. If a hidden title problem surfaces later, the warranty and title insurance back the buyer.
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