HomeGlossaryWarranty Deed
Mortgage Glossary

Warranty Deed

Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

A warranty deed transfers ownership with a guarantee that the seller holds clear title and will defend it against claims.

What Warranty Deed means

It offers the strongest protection to buyers and is the standard instrument in Florida purchase transactions, unlike a quitclaim deed that gives no warranty.

Florida example

A Florida buyer receives a warranty deed at closing, meaning the seller legally guarantees clear ownership. If a hidden title problem surfaces later, the warranty and title insurance back the buyer.

What it does

A warranty deed transfers ownership and guarantees the title is clear. The seller promises they hold good title and can sell.

It gives the buyer the strongest protection of any deed.

Why it matters

A warranty deed backs your ownership with legal promises, unlike a quitclaim deed. Most sales use one.

We work with your title team to secure it. Apply now and we will protect your ownership.

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Official resources

Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.

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