Asset-Based · Fast Close

Hard Money Loan in Sunrise, FL

Your licensed Sunrise mortgage broker for hard money loans. We shop multiple lenders to find the right Hard Money terms for your Sunrise purchase, and keep the file moving to the closing table.

$420,000

Median Home Price

Asset-Based

Hard Money Highlight

33313

Primary ZIP

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Get Pre-Approved in Sunrise

5 minutes · No cost · Soft credit pull only

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NMLS# 1859012 · Equal Housing Lender

Hard Money Loan · Sunrise

Hard Money Loans From Your Sunrise Mortgage Broker

A hard money loan is short-term, asset-based financing secured by the property rather than your income. Investors use it to move fast on flips, bridge situations, and deals a bank cannot close in time. Speed and flexibility come at a higher rate.

With a median around $420,000, Sunrise lands in Broward County's core first-time and move-up range. A Hard Money loan fits squarely into how most buyers finance at this level.

Sunrise, anchored by the Panthers arena and retail hubs, is a solid conventional and FHA market with steady first-time-buyer demand.

What a Hard Money Loan Offers in Sunrise

✓Approved on the asset and the deal, not W2 income

✓Funds in days, not weeks

✓Built for fix-and-flip, bridge, and value-add deals

✓Loan sized to LTV or after-repair value

✓Short term — typically 6 to 24 months

✓Higher rate, traded for speed and flexibility

As a broker, not a bank, we compare hard money loan pricing across lenders at no cost. You get real numbers for your Sunriseprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Hard Money Loan program guide. Or review the CFPB's homebuyer guide for the official rules behind the program.

Apply Now All Sunrise Loans

Hard Money Loan Snapshot

Qualifies OnAsset / deal, not income

SpeedDays to close

Term6–24 months

Best ForFlippers & time-sensitive deals

CitySunrise

CountyBroward County

Broker NMLS#1859012

How It Works in Sunrise

Apply Online

5 min · soft credit pull only

Match Program

We shop lenders for your Hard Money terms

Processing

Our team handles paperwork

We coordinate title and signing in Sunrise

Get Pre-Approved

FAQ

Hard Money Loan in Sunrise Questions

How fast can a hard money loan close in Sunrise?

Often within a week on a clean Sunrise deal, sometimes faster. Because approval rests on the property and the numbers rather than income verification, the timeline collapses to the appraisal and title work. That speed is the whole point.

What does a hard money lender look at?

The asset and the exit. They size the loan to the property's value or after-repair value and want to see a clear plan to sell or refinance. Your income matters far less than the deal itself.

Where can I get a hard money loan in Sunrise, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing hard money loans in Sunrise and across Broward County. As a broker we shop multiple lenders for the program. You see real Sunrise pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a hard money loan close in Sunrise?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Sunrise closing on schedule.

More Sunrise Loan Programs

Other Loans We Write in Sunrise

Official resources

Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.

Hard Money Loan Questions

What Sunrise borrowers ask us before they start a hard money loan application.

Can a foreign national get a DSCR loan?Can a foreign national buy property in Florida?What is an ITIN loan?What is a DSCR loan and how does it work?Can I buy a home with a 500 credit score?How long after Chapter 7 bankruptcy can I buy a home?

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Tools & Programs

GlossaryCap: definition CalculatorBiweekly Payment Calculator Loan ProgramFirst-Time Buyers refinanceRate-and-Term Refinance: Guide buyersFederal Employees Home Loans MarketFlorida Housing Market Forecast GuideContinuation of Income Rules Property TypeModular Home: Financing Guide

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Sunrise Mortgage Broker Hard Money Loan Program Guide All Florida Loan Programs All Florida Cities Apply for Pre-Approval