Investment & DSCR
Can a foreign national buy property in Florida?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Foreign nationals can buy Florida property and finance it through foreign national loan programs, which don't require U.S. credit or a Social Security number. Expect 25% to 35% down.
These loans are popular with international investors buying Miami and coastal rentals. Qualification leans on the property's cash flow (DSCR) and verified foreign assets or income. We work with lenders who specialize in cross-border closings.
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