Can I buy a home with an ITIN number?

Yes. ITIN loans let borrowers with an Individual Taxpayer Identification Number instead of a Social Security number finance a home. They're widely used in Florida's immigrant communities.

Expect a higher down payment, often 15% to 20%, and documentation of income and identity. Rates are a bit above conventional, but it's a real path to ownership. We work with lenders who specialize in ITIN files.

Related Investment & DSCR Questions