Can I buy an investment property with 10% down?

Sometimes. A standard conventional investment loan requires 15% to 25% down, but certain programs and a multi-unit property you'll partly occupy can get you in for less. Pure 10%-down investment financing is limited.

If 10% is your ceiling, house-hacking a duplex with an FHA or conventional owner-occupied loan, or a DSCR loan with a strong-cash-flow property, may be the realistic route. We'll lay out what 10% actually buys you.

Related Investment & DSCR Questions