Investment & DSCR
What is a DSCR loan?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A DSCR loan qualifies an investment property on its rental cash flow rather than your personal income. DSCR — debt service coverage ratio — compares the property's rent to its monthly payment.
No tax returns or W-2s are required, which makes it the favorite of Florida investors and LLCs growing a portfolio. Expect 20% to 25% down. We'll calculate the property's DSCR before you make an offer.
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