HomeFAQCan I get a DSCR loan with no income documentation?
Investment & DSCR

Can I get a DSCR loan with no income documentation?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. That's the whole point of a DSCR loan — it qualifies on the property's rent, so no tax returns, W-2s, or personal income documentation are required. The property carries the loan.

You'll still document credit, the down payment funds, and reserves. It's ideal for investors whose tax returns understate their income. We'll get you approved on cash flow alone.

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