Investment & DSCR
Can I use a DSCR loan for a short-term rental?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Many DSCR lenders allow short-term rentals like Airbnb and Vrbo, using projected or actual short-term income to calculate the ratio. Florida's vacation markets make these popular.
Short-term income can be documented with a market rent analysis or a 12-month rental history. We'll find a DSCR lender that credits short-term income for your market.
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