HomeFAQCan I get a construction loan in Florida?
Property Types

Can I get a construction loan in Florida?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. Construction loans fund building a new home in draws as work progresses, and construction-to-permanent loans convert to a standard mortgage when the home is finished, so you close once.

You'll need plans, a licensed builder, and a budget. Florida's new-build market makes these common. We'll coordinate the draw schedule and the permanent conversion.

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