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Non-Resident Buyers

Foreign National Loan in Doral, FL

Your licensed Doral mortgage broker for foreign national loans. We shop multiple lenders to find the right Foreign National terms for your Doral purchase, and keep the file moving to the closing table.

$520,000
Median Home Price
Non-Resident Buyers
Foreign National Highlight
33172
Primary ZIP
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Get Pre-Approved in Doral
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Foreign National Loan · Doral

Foreign National Loans From Your Doral Mortgage Broker

A foreign national loan finances U.S. property for buyers who are not residents and have no U.S. credit or Social Security number. Florida draws international buyers, and these programs qualify them on assets and foreign income instead of a domestic credit profile.

Doral's median near $520,000 puts many purchases at the move-up end of Miami-Dade County. Loan size and structure start to matter there. We line up the Foreign National terms against that price point before you commit.

Doral's Latin business hub draws professionals and investors, so we see plenty of conventional, jumbo, and DSCR financing alongside foreign-national deals.

What a Foreign National Loan Offers in Doral

✓No U.S. credit history or SSN required
✓25–40% down depending on the lender
✓Foreign income and assets document the file
✓Can close in an individual name or an LLC
✓Second homes and investment purchases both eligible
✓Reserves and a U.S. bank account strengthen approval

As a broker, not a bank, we compare foreign national loan pricing across lenders at no cost. You get real numbers for your Doralprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Foreign National Loan program guide. Or review the CFPB's homebuyer guide for the official rules behind the program.

Foreign National Loan Snapshot
US CreditNot required
Minimum Down25–40%
IncomeForeign income / assets
Best ForNon-resident international buyers
CityDoral
CountyMiami-Dade County
Broker NMLS#1859012
How It Works in Doral
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your Foreign National terms
03
Processing
Our team handles paperwork
04
Close
We coordinate title and signing in Doral
Get Pre-Approved
FAQ

Foreign National Loan in Doral Questions

Can a foreign national buy property in Doral?

Yes. Non-residents can finance a Doral home with no U.S. credit or Social Security number. Expect 25 to 40% down, with qualifying based on foreign income and assets. Doral sees steady international demand, and we place these loans regularly.

Do I need a U.S. bank account?

It helps considerably. A U.S. account makes funding and payments cleaner and reassures the lender. Reserves held in the U.S. also strengthen the file. We will tell you what to set up before you apply.

Where can I get a foreign national loan in Doral, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing foreign national loans in Doral and across Miami-Dade County. As a broker we shop multiple lenders for the program. You see real Doral pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a foreign national loan close in Doral?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Doral closing on schedule.

More Doral Loan Programs

Other Loans We Write in Doral

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VA
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USDA
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Conventional
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Official resources

Verify the details for your own situation against these government and agency sources: IRS ITIN overview and CFPB non-QM explainer.

Foreign National Loan Questions

What Doral borrowers ask us before they start a foreign national loan application.

What is a DSCR loan?What DSCR ratio do I need to qualify?What credit score do I need for an investment property loan?How much down payment do I need for a DSCR loan?Can I use a down payment gift from overseas?How do I qualify for down payment assistance in Florida?
Browse all mortgage questions→
Tools & Programs
GuideComplete Mortgage Process GuideProperty TypeQuadplex: DSCRCredit Score700 Score, REFINANCE LoanDown Payment15% Down with ConventionalGlossaryFederal Reserve: definitionCalculatorLand Loan CalculatorLoan ProgramNon-QM LoansrefinanceDSCR Refinance: Calculator
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Doral Mortgage BrokerForeign National Loan Program GuideAll Florida Loan ProgramsAll Florida CitiesApply for Pre-Approval

Foreign National Loan in Doral?

Your local Doral mortgage broker. 5-minute pre-approval, honest rates, fast closing.

Get Pre-Approved(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.