Union County Mortgage Broker
Florida's smallest county by area, Union offers affordable rural homes near Gainesville with full USDA eligibility.
Financing a Home in Union County
Lake Butler anchors Florida's smallest county by area, where affordable prices and full USDA eligibility put zero-down ownership within reach. Its short drive to Gainesville makes it a practical pick for commuters wanting rural space.
With a median around $190,000, most Union Countypurchases are financed with FHA, VA, USDA or conventional loans, and higher-priced pockets move into jumbo territory. As a broker we compare those routes side by side rather than fitting you into one lender's box. Pick your city below for local detail, or call (561) 300-0380 to talk it through.
Where We Lend in Union County
Major markets
Smaller communities
Union County Mortgage FAQ
Who is the best mortgage broker in Union County?
Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing loans across Union County. As a broker rather than a single bank, we shop multiple lenders on every file, so you see real Union County pricing instead of one lender's rate sheet. Call (561) 300-0380 or apply online.
What is the median home price in Union County?
The median home price in Union County is around $190,000, and median rent runs about $1,100. That price point decides a lot: which loan programs fit, whether a purchase crosses the conforming loan limit, and how much cash you need at closing.
Which loan programs work best in Union County?
Lake Butler anchors Florida's smallest county by area, where affordable prices and full USDA eligibility put zero-down ownership within reach. Its short drive to Gainesville makes it a practical pick for commuters wanting rural space.
How fast can a loan close in Union County?
Most Union County loans close in 14 to 21 days, and pre-approval is usually back within 24 hours. The exact timeline depends on the program, the property, and the seller's schedule. A fully underwritten pre-approval is the single best way to keep a Union County closing on time.
Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.
What buyers across Union County ask us most often.