Affordability & Income
Can I get a mortgage with a new job?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Lenders want a two-year work history, but a new job in the same field — especially after school or a promotion — is fine. You typically need at least one pay stub from the new role.
A job in a different field or a recent gap may require a letter of explanation and a bit more history. We'll review your offer letter and start date and confirm you're good to go.
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