Affordability & Income
What is a physician loan?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A physician loan is a specialty program for doctors, dentists, and some other medical professionals that offers low or no down payment, no PMI, and flexible treatment of student-loan debt and signing bonuses.
It recognizes that new physicians have high earning potential despite large student loans and a short job history. We work with lenders offering physician loans across Florida and will confirm your eligibility by profession.
Related Affordability & Income Questions
Have a follow-up question?
Talk to a licensed Florida mortgage broker — no cost, no obligation.