Affordability & Income
Can I buy a home with a part-time job?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Part-time income counts when you've held the job about two years, since lenders want to see it's stable and likely to continue. A brand-new part-time job usually can't be counted yet.
If part-time work is your main income, two years of W-2s and recent pay stubs document it. We'll confirm the history and include the income toward your approval.
Related Affordability & Income Questions
Have a follow-up question?
Talk to a licensed Florida mortgage broker — no cost, no obligation.