HomeFAQCan I buy a home with a part-time job?
Affordability & Income

Can I buy a home with a part-time job?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. Part-time income counts when you've held the job about two years, since lenders want to see it's stable and likely to continue. A brand-new part-time job usually can't be counted yet.

If part-time work is your main income, two years of W-2s and recent pay stubs document it. We'll confirm the history and include the income toward your approval.

Get Pre-Approved FreeAll FAQ Questions

Related Affordability & Income Questions

How much income do I need to buy a $300,000 home?How much income do I need to buy a $400,000 home?How much income do I need to buy a $500,000 home?
Have a follow-up question?
Talk to a licensed Florida mortgage broker — no cost, no obligation.
Call (561) 300-0380
Explore More
All Florida Mortgage FAQsFlorida Loan ProgramsMortgage CalculatorsFlorida Mortgage RatesApply for Pre-Approval