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Worthington Springs, Union County

Worthington Springs Mortgage Broker

Your licensed Worthington Springs Mortgage Broker for FHA, Conventional, VA & Down Payment Assistance home loans. We are a trusted mortgage broker serving Worthington Springs and all of Union County. We close loans in 14–21 days with honest rates and no surprises.

$284,000
Median Home Price
389
Population
32697
Primary ZIP
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Get Pre-Approved in Worthington Springs
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Home Loans in Worthington Springs

Home Loans From Your Worthington Springs Mortgage Broker

Mortgage Capital is your local Worthington Springs Mortgage Broker. Worthington Springs — Small rural town in Union County— has its own price points and buyer profile. We match each loan to it instead of running every client through the same box.

Whether you are buying your first home in Worthington Springs or refinancing one you already own, we can help. Our team guides you from application to closing. As a broker rather than a bank, we shop dozens of lenders for you. That is how we find a competitive Worthington Springs mortgage rate for 2026.

Worthington Springs's median price of around $284,000 puts it in the heart of Union County's first-time and move-up buyer range. Buyers here split fairly evenly between FHA and conventional financing, and many qualify for Florida down payment assistance. We shop both routes side by side so Worthington Springs clients see the real monthly difference before committing.

Worthington Springs is a tiny community in Union County where the median lands around $284,000. With prices track close to the Union County median, conventional and FHA loans cover most purchases here.

Available Mortgage Programs in Worthington Springs

✓FHA loans — 3.5% down with flexible credit
✓Conventional loans from 3% down
✓VA loans — $0 down for veterans
✓Down Payment Assistance — Hometown Heroes & FL Housing
✓First-time buyer programs
✓Refinance — rate/term & cash-out

Prices in Worthington Springsstill vary by neighborhood and property type. The right loan program and down payment strategy depend on your specific target range. Ready to see real numbers? We'll pull current Worthington Springs rates for your price point at no cost. Start with a five-minute application or call (561) 300-0380. For a neutral primer on the process, the CFPB's homebuyer guide walks through every step.

Worthington Springs Market Data — 2026
CityWorthington Springs
CountyUnion County
ZIP Code32697
Median Price$284,000
Population389
Avg Close Time14–21 Days
Broker NMLS#1859012
How It Works in Worthington Springs
01
Apply Online
5 min · soft credit pull only
02
Rate Lock
We shop lenders for your best rate
03
Processing
Our team handles paperwork
04
Close
In Worthington Springs — typically 14–21 days
FAQ

Worthington Springs Mortgage Questions

How do I find a mortgage broker in Worthington Springs, FL?

Mortgage Capital is a licensed Worthington Springs Mortgage Broker (NMLS# 1859012). Choosing the right broker matters, since not every lender offers the same programs or service. We are based in South Florida. So we know the Worthington Springs market and the programs that fit Worthington Springs buyers. Call us at (561) 300-0380 or apply online for a free consultation.

What is the minimum down payment for a home in Worthington Springs?

On a $284,000 Worthington Springs home, a 3% conventional down payment lands roughly in the low five figures. FHA's 3.5% is close, with more flexible credit requirements. VA loans offer $0 down for veterans. Hometown Heroes can also add up to $35,000 toward your down payment and closing costs. That is a major help in the Worthington Springs price range.

How long does it take to close on a home in Worthington Springs?

Most Worthington Springs home loans close in 14–21 days with Mortgage Capital, and our pre-approval usually takes under 24 hours. Timelines still shift with loan type, property condition, and how fast the seller moves. Walking in with a fully underwritten pre-approval letter is the best way to strengthen your offer. It also keeps the Worthington Springs closing on track.

Also Serving Union County

Nearby Cities We Serve

Lake Butler
$190,000
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Florida Mortgage LocationsFHA Loans FloridaDown Payment AssistanceAll Florida Loan ProgramsApply for Pre-Approval

Ready to Buy in Worthington Springs?

Your local Worthington Springs Mortgage Broker— 5-minute pre-approval, honest rates, fast closing.

(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.