HomeFAQCan I buy a house with no down payment?
Down Payment

Can I buy a house with no down payment?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes, with a VA loan (eligible veterans and service members) or a USDA loan (eligible rural and suburban areas). Both offer true 100% financing across Florida.

If neither fits, Florida down payment assistance can cover the down payment on an FHA or conventional loan, effectively getting you in with nothing down. We'll check which no-down path you qualify for.

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Related Down Payment Questions

Who can give me gift funds for a down payment?Do I need a gift letter for down payment funds?Can I borrow my down payment?
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