Home›FHA Loan›Jupiter
3.5% Down · 580 Score

FHA Loan in Jupiter, FL

Your licensed Jupiter mortgage broker for fha loans. We shop multiple lenders to find the right FHA terms for your Jupiter purchase, and keep the file moving to the closing table.

$575,000
Median Home Price
3.5% Down
FHA Highlight
33458
Primary ZIP
Get Pre-ApprovedCall Now
Get Pre-Approved in Jupiter
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
FHA Loan · Jupiter

FHA Loans From Your Jupiter Mortgage Broker

An FHA loan is the government-backed mortgage that lets buyers in with as little as 3.5% down and a 580 credit score. It is the workhorse program for first-time and credit-rebuilding buyers. The underwriting forgives a thinner file than conventional does.

Jupiter's median near $575,000 puts many purchases at the move-up end of Palm Beach County. Loan size and structure start to matter there. We line up the FHA terms against that price point before you commit.

Jupiter blends waterfront luxury with family neighborhoods near the Treasure Coast line. At its median, buyers often weigh high-balance conventional against a jumbo loan.

What a FHA Loan Offers in Jupiter

✓3.5% down at a 580 score; 10% down in the 500–579 band
✓Gift funds allowed for the entire down payment
✓Higher debt-to-income tolerance than conventional
✓Mortgage insurance runs for the life of the loan in most cases
✓FL county loan limits cap the borrowing amount
✓Assumable — a selling point if rates rise later

As a broker, not a bank, we compare fha loan pricing across lenders at no cost. You get real numbers for your Jupiterprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full FHA Loan program guide. Or review HUD's FHA homebuyer guidelines for the official rules behind the program.

FHA Loan Snapshot
Minimum Down3.5%
Minimum Score580 (500 with 10% down)
Mortgage InsuranceUpfront + monthly MIP
Best ForFirst-time & credit-building buyers
CityJupiter
CountyPalm Beach County
Broker NMLS#1859012
How It Works in Jupiter
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your FHA terms
03
Processing
Our team handles paperwork
04
Close
We coordinate title and signing in Jupiter
Get Pre-Approved
FAQ

FHA Loan in Jupiter Questions

What credit score do I need for an FHA loan in Jupiter?

FHA sets the floor at 580 for 3.5% down, or 500 with 10% down. Most Jupiter buyers we work with land between 580 and 660. If your score sits just under a threshold, we tell you whether a small bump is worth waiting for.

Is there an FHA loan limit in Jupiter?

Yes. FHA caps how much you can borrow by county, and the limit updates each year. With Jupiter's median near $575,000, most local purchases fit comfortably under the cap. We confirm the exact number for your price point before you write an offer.

Where can I get a fha loan in Jupiter, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing fha loans in Jupiter and across Palm Beach County. As a broker we shop multiple lenders for the program. You see real Jupiter pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a fha loan close in Jupiter?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Jupiter closing on schedule.

More Jupiter Loan Programs

Other Loans We Write in Jupiter

VA
Jupiter
View →
USDA
Jupiter
View →
Conventional
Jupiter
View →
Jumbo
Jupiter
View →
Official resources

Verify the details for your own situation against these government and agency sources: HUD FHA loan program and HUD Handbook 4000.1 (FHA rules).

FHA Loan Questions

What Jupiter borrowers ask us before they start a fha loan application.

What is the minimum down payment for an FHA loan?Can I get an FHA loan with a previous FHA loan?What credit score do I need for an FHA loan?Can I buy a condo with an FHA loan?What is an origination fee?How do I avoid PMI?
Browse all mortgage questions→
Tools & Programs
Property TypeMulti-Family: FHACredit Score560 Score, CONVENTIONAL LoanDown Payment15% Down with First-Time BuyersGlossaryHybrid ARM: definitionCalculatorMortgage Payoff CalculatorLoan ProgramFixed-Rate MortgagesrefinanceFHA Cash-Out RefinancebuyersPostal Workers Home Loans
Keep Exploring
LocationIstachatta Mortgage BrokerJournalITIN Mortgages in Florida: Buying Without a Social Security NumberLocationPalm Beach County County Mortgage BrokerJournalHome Equity Agreement in Florida: Selling a Share of Your Future AppreciationLocationPalmetto Bay Mortgage BrokerRatesMortgage Rates in Pompano Beach, FL
This Program in Other Cities
Local ProgramFHA Loan in KissimmeeLocal ProgramFHA Loan in Lake WorthLocal ProgramFHA Loan in LakelandLocal ProgramFHA Loan in MelbourneLocal ProgramFHA Loan in Miami BeachLocal ProgramFHA Loan in MiamiLocal ProgramFHA Loan in MiramarLocal ProgramFHA Loan in NaplesLocal ProgramFHA Loan in OcalaLocal ProgramFHA Loan in Orlando
Explore More
Jupiter Mortgage BrokerFHA Loan Program GuideAll Florida Loan ProgramsAll Florida CitiesApply for Pre-Approval

FHA Loan in Jupiter?

Your local Jupiter mortgage broker. 5-minute pre-approval, honest rates, fast closing.

Get Pre-Approved(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.