Home›FAQ›Does an FHA loan require a home inspection?
FHA Loans

Does an FHA loan require a home inspection?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

FHA requires an appraisal that checks the home meets minimum safety and condition standards, but that's not the same as a home inspection. A buyer's home inspection is optional but strongly recommended.

The appraisal protects the lender; an inspection protects you by uncovering defects. We always advise getting your own inspection even though FHA doesn't require it.

Get Pre-Approved FreeAll FAQ Questions

Related FHA Loans Questions

What will fail an FHA appraisal?Can I get an FHA loan with a 580 credit score?What is the minimum down payment for an FHA loan?
Have a follow-up question?
Talk to a licensed Florida mortgage broker — no cost, no obligation.
Call (561) 300-0380
Explore More
All Florida Mortgage FAQsFlorida Loan ProgramsMortgage CalculatorsFlorida Mortgage RatesApply for Pre-Approval