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3.5% Down · 580 Score

FHA Loan in Hollywood, FL

Your licensed Hollywood mortgage broker for fha loans. We shop multiple lenders to find the right FHA terms for your Hollywood purchase, and keep the file moving to the closing table.

$430,000
Median Home Price
3.5% Down
FHA Highlight
33020
Primary ZIP
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Get Pre-Approved in Hollywood
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
FHA Loan · Hollywood

FHA Loans From Your Hollywood Mortgage Broker

An FHA loan is the government-backed mortgage that lets buyers in with as little as 3.5% down and a 580 credit score. It is the workhorse program for first-time and credit-rebuilding buyers. The underwriting forgives a thinner file than conventional does.

Hollywood's median near $430,000 puts many purchases at the move-up end of Broward County. Loan size and structure start to matter there. We line up the FHA terms against that price point before you commit.

Hollywood's beach community and diverse neighborhoods support a wide price range. FHA and conventional loans carry most buyers, with condo financing common near the shore.

What a FHA Loan Offers in Hollywood

✓3.5% down at a 580 score; 10% down in the 500–579 band
✓Gift funds allowed for the entire down payment
✓Higher debt-to-income tolerance than conventional
✓Mortgage insurance runs for the life of the loan in most cases
✓FL county loan limits cap the borrowing amount
✓Assumable — a selling point if rates rise later

As a broker, not a bank, we compare fha loan pricing across lenders at no cost. You get real numbers for your Hollywoodprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full FHA Loan program guide. Or review HUD's FHA homebuyer guidelines for the official rules behind the program.

FHA Loan Snapshot
Minimum Down3.5%
Minimum Score580 (500 with 10% down)
Mortgage InsuranceUpfront + monthly MIP
Best ForFirst-time & credit-building buyers
CityHollywood
CountyBroward County
Broker NMLS#1859012
How It Works in Hollywood
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your FHA terms
03
Processing
Our team handles paperwork
04
Close
We coordinate title and signing in Hollywood
Get Pre-Approved
FAQ

FHA Loan in Hollywood Questions

What credit score do I need for an FHA loan in Hollywood?

FHA sets the floor at 580 for 3.5% down, or 500 with 10% down. Most Hollywood buyers we work with land between 580 and 660. If your score sits just under a threshold, we tell you whether a small bump is worth waiting for.

Is there an FHA loan limit in Hollywood?

Yes. FHA caps how much you can borrow by county, and the limit updates each year. With Hollywood's median near $430,000, most local purchases fit comfortably under the cap. We confirm the exact number for your price point before you write an offer.

Where can I get a fha loan in Hollywood, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing fha loans in Hollywood and across Broward County. As a broker we shop multiple lenders for the program. You see real Hollywood pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a fha loan close in Hollywood?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Hollywood closing on schedule.

More Hollywood Loan Programs

Other Loans We Write in Hollywood

VA
Hollywood
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USDA
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Conventional
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Jumbo
Hollywood
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Official resources

Verify the details for your own situation against these government and agency sources: HUD FHA loan program and HUD Handbook 4000.1 (FHA rules).

FHA Loan Questions

What Hollywood borrowers ask us before they start a fha loan application.

What will fail an FHA appraisal?What credit score do I need for an FHA loan?Can I have two FHA loans at once?Can I buy a condo with an FHA loan?What is an origination fee?Can I buy a home with a 620 credit score?
Browse all mortgage questions→
Tools & Programs
MarketFlorida Mortgage Rate ForecastGuideComplete Bridge Loan GuideProperty TypeSecond Home: ConventionalCredit Score640 Credit Score MortgageDown PaymentGift Funds with First-Time BuyersGlossaryAmortization Schedule: definitionCalculatorCommercial Property Loan CalculatorLoan Program15-Year Fixed
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FHA Loan in Hollywood?

Your local Hollywood mortgage broker. 5-minute pre-approval, honest rates, fast closing.

Get Pre-Approved(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.