Home›USDA Loan›Hollywood
$0 Down · Rural & Suburban

USDA Loan in Hollywood, FL

Your licensed Hollywood mortgage broker for usda loans. We shop multiple lenders to find the right USDA terms for your Hollywood purchase, and keep the file moving to the closing table.

$430,000
Median Home Price
$0 Down
USDA Highlight
33020
Primary ZIP
Get Pre-ApprovedCall Now
Get Pre-Approved in Hollywood
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
USDA Loan · Hollywood

USDA Loans From Your Hollywood Mortgage Broker

A USDA loan is the zero-down program for homes in eligible rural and many suburban areas. It rewards moderate-income buyers with no down payment and a guarantee fee that runs cheaper than FHA's mortgage insurance.

Hollywood's median near $430,000 puts many purchases at the move-up end of Broward County. Loan size and structure start to matter there. We line up the USDA terms against that price point before you commit.

Hollywood's beach community and diverse neighborhoods support a wide price range. FHA and conventional loans carry most buyers, with condo financing common near the shore.

What a USDA Loan Offers in Hollywood

✓$0 down in USDA-eligible areas
✓Household income capped at 115% of the area median
✓640 score is the common threshold for streamlined approval
✓Lower annual fee than FHA mortgage insurance
✓Property must sit in an eligible census area
✓Primary residence only — no investment or second homes

As a broker, not a bank, we compare usda loan pricing across lenders at no cost. You get real numbers for your Hollywoodprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full USDA Loan program guide. Or review USDA Rural Development for the official rules behind the program.

USDA Loan Snapshot
Minimum Down$0
Income Cap115% of area median
Typical Score640+
Best ForModerate-income buyers in eligible areas
CityHollywood
CountyBroward County
Broker NMLS#1859012
How It Works in Hollywood
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your USDA terms
03
Processing
Our team handles paperwork
04
Close
We coordinate title and signing in Hollywood
Get Pre-Approved
FAQ

USDA Loan in Hollywood Questions

Does Hollywood qualify for a USDA loan?

Eligibility comes down to the exact address, not the city name — pockets in and around Hollywood can qualify even when the core does not. We run the property through the USDA map before you fall for a home, so there are no surprises at underwriting.

What is the income limit for a USDA loan?

Household income generally cannot exceed 115% of the area median for Broward County. The cap counts everyone in the home, not just borrowers. We check your number against the current local limit up front.

Where can I get a usda loan in Hollywood, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing usda loans in Hollywood and across Broward County. As a broker we shop multiple lenders for the program. You see real Hollywood pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a usda loan close in Hollywood?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Hollywood closing on schedule.

More Hollywood Loan Programs

Other Loans We Write in Hollywood

Official resources

Verify the details for your own situation against these government and agency sources: USDA Single-Family Housing Guaranteed program and CFPB Owning a Home guide.

USDA Loan Questions

What Hollywood borrowers ask us before they start a usda loan application.

What are USDA loan property requirements?What are USDA loan income limits?How long does USDA loan approval take?How does a USDA loan work in Florida?Can I buy a home with a gift of equity?Can I use a 401k for a down payment?
Browse all mortgage questions→
Tools & Programs
MarketWhat Moves Mortgage RatesCredit Score530 Credit Score MortgageCalculatorInvestment Property CalculatorbuyersSmall Business Owners Home LoansProperty TypeMixed-Use Property: FHAGlossaryAssumability: definitionrefinanceVA IRRRL Refinance: CalculatorGuideComplete Mortgage Underwriting Guide
Keep Exploring
LocationMexico Beach Mortgage BrokerJournalTitle Insurance in Florida: Who Pays and What It Actually CoversLocationBriny Breezes Mortgage BrokerLocal RefinanceFHA Streamline Refinance in NaplesLocationLakeland Mortgage BrokerJournalReverse Mortgage and Heirs in Florida: What Happens to the Home When the Borrower Dies
This Program in Other Cities
Local ProgramUSDA Loan in HomesteadLocal ProgramUSDA Loan in JacksonvilleLocal ProgramUSDA Loan in JupiterLocal ProgramUSDA Loan in KissimmeeLocal ProgramUSDA Loan in Lake WorthLocal ProgramUSDA Loan in LakelandLocal ProgramUSDA Loan in MelbourneLocal ProgramUSDA Loan in Miami BeachLocal ProgramUSDA Loan in MiamiLocal ProgramUSDA Loan in Miramar
Explore More
Hollywood Mortgage BrokerUSDA Loan Program GuideAll Florida Loan ProgramsAll Florida CitiesApply for Pre-Approval

USDA Loan in Hollywood?

Your local Hollywood mortgage broker. 5-minute pre-approval, honest rates, fast closing.

Get Pre-Approved(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.