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Taylor County· Florida

Taylor County Mortgage Broker

A rural Big Bend county on the Gulf, Taylor offers low-cost homes in Perry and coastal getaways with USDA eligibility.

Median home price
$170,000
Median rent
$1,000
Population
21,000+
Cities we serve
4
Local Lending

Financing a Home in Taylor County

Perry anchors a Big Bend county built on timber and Gulf access, with low prices and broad USDA eligibility. Buyers range from rural zero-down purchasers to weekenders wanting an affordable coastal getaway.

With a median around $170,000, most Taylor Countypurchases are financed with FHA, VA, USDA or conventional loans, and higher-priced pockets move into jumbo territory. As a broker we compare those routes side by side rather than fitting you into one lender's box. Pick your city below for local detail, or call (561) 300-0380 to talk it through.

Cities

Where We Lend in Taylor County

Major markets

Perry
$170,000

Smaller communities

Salem
$185,000
Shady Grove
$185,000
Steinhatchee
$268,000
Questions

Taylor County Mortgage FAQ

Who is the best mortgage broker in Taylor County?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing loans across Taylor County. As a broker rather than a single bank, we shop multiple lenders on every file, so you see real Taylor County pricing instead of one lender's rate sheet. Call (561) 300-0380 or apply online.

What is the median home price in Taylor County?

The median home price in Taylor County is around $170,000, and median rent runs about $1,000. That price point decides a lot: which loan programs fit, whether a purchase crosses the conforming loan limit, and how much cash you need at closing.

Which loan programs work best in Taylor County?

Perry anchors a Big Bend county built on timber and Gulf access, with low prices and broad USDA eligibility. Buyers range from rural zero-down purchasers to weekenders wanting an affordable coastal getaway.

How fast can a loan close in Taylor County?

Most Taylor County loans close in 14 to 21 days, and pre-approval is usually back within 24 hours. The exact timeline depends on the program, the property, and the seller's schedule. A fully underwritten pre-approval is the single best way to keep a Taylor County closing on time.

Get Pre-Approved in Taylor County
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Official resources

Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.

Taylor County Mortgage Questions

What buyers across Taylor County ask us most often.

How long after a foreclosure can I buy a home?How much income do I need to buy a $400,000 home?Can I use a down payment gift from overseas?When should I refinance my mortgage?How do I remove PMI on a conventional loan?What are discount points?
Browse all mortgage questions
Tools & Programs
Loan ProgramHomeReady (3% Down)GlossaryAmortization — definitionGlossaryPrincipal — definitionDown PaymentNo Down Payment with ConventionalCredit Score660 Score, JUMBO LoanProperty TypeManufactured Home: DSCRGuideCommission Income for a MortgagerefinanceDebt Consolidation Refinance
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All Florida LocationsAll Florida Loan ProgramsToday's Florida Mortgage RatesPerry Mortgage BrokerApply for Pre-Approval