Process & Closing
How long does it take to get a mortgage?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
From application to closing, most Florida mortgages take 25 to 35 days. A complete file with prompt document delivery and a quick appraisal closes on the faster end.
Pre-approval can happen the same day. Delays usually trace to missing documents or a slow appraisal. We front-load the work and order the appraisal early to hit your contract date.
Related Process & Closing Questions
Have a follow-up question?
Talk to a licensed Florida mortgage broker — no cost, no obligation.