HomeFAQHow long does it take to get a mortgage?
Process & Closing

How long does it take to get a mortgage?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

From application to closing, most Florida mortgages take 25 to 35 days. A complete file with prompt document delivery and a quick appraisal closes on the faster end.

Pre-approval can happen the same day. Delays usually trace to missing documents or a slow appraisal. We front-load the work and order the appraisal early to hit your contract date.

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How long does underwriting take?What are the steps in the mortgage process?What is mortgage pre-approval?
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