HomeFAQHow long does underwriting take?
Process & Closing

How long does underwriting take?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Once your full file reaches underwriting, the initial decision usually comes in one to three business days. Any conditions you must clear afterward can add a few days depending on how fast you supply them.

A clean, complete file moves fastest. We assemble everything up front so underwriting issues few conditions and your loan clears quickly.

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