Process & Closing
What are the steps in the mortgage process?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
The steps: pre-approval, find a home and go under contract, formal application and disclosures, appraisal and title work, underwriting, conditional approval, clear to close, then closing. Each builds on the last.
Most steps overlap to save time. We manage the timeline and keep your agent and the title company in sync so nothing stalls.
Related Process & Closing Questions
Have a follow-up question?
Talk to a licensed Florida mortgage broker — no cost, no obligation.