HomeFAQWhat are the steps in the mortgage process?
Process & Closing

What are the steps in the mortgage process?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

The steps: pre-approval, find a home and go under contract, formal application and disclosures, appraisal and title work, underwriting, conditional approval, clear to close, then closing. Each builds on the last.

Most steps overlap to save time. We manage the timeline and keep your agent and the title company in sync so nothing stalls.

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What is mortgage pre-approval?How long is a pre-approval good for?Does a pre-approval guarantee a loan?
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