Certificate of Eligibility
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A certificate of eligibility proves you qualify for a VA loan. It is known as the COE. It shows your service meets the VA rules.
What Certificate of Eligibility means
You need the COE to use your VA home loan perk. Your lender can often pull it in just minutes. It is a quick first step.
Florida example
A Florida veteran gives us their service dates. We request the COE for them. Then the VA loan starts to move.
What it is
A certificate of eligibility, or COE, proves you qualify for a VA loan. It confirms your service meets the VA's requirements.
You need it to use your VA benefit.
How to get one
We can help you request your COE quickly through the VA. It is a simple but required first step.
We handle VA paperwork every day. Apply now and we will get your COE and put your benefit to work.
Related program: Learn more →