Cloud on Title

A cloud on title is any claim, lien, or defect that casts doubt on a property's clear ownership.

What Cloud on Title means

Clouds include unpaid liens, recording errors, boundary disputes, or unresolved heirs. They must be cleared before a clean sale. A title search uncovers clouds, and title insurance protects against undiscovered ones.

Florida example

A title search on a Fort Lauderdale home found a cloud on title from an old contractor's lien; the seller paid it off before closing so the buyer received clear title.

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