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Mortgage Glossary

Counteroffer

Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

A counteroffer is a response to an offer that changes one or more terms, rejecting the original while proposing new conditions.

What Counteroffer means

Any change to price, closing date, contingencies, or included items creates a counteroffer, and the original offer is void. Negotiation often involves several counters before agreement. Either party can walk away at any point.

Florida example

A seller in Fort Myers countered a $300,000 offer at $312,000 with a 30-day close. The buyer countered again at $307,000, and they settled there.

What it is

A counteroffer is a seller's or buyer's response that changes the terms of an offer. It keeps the negotiation going.

Price, closing date, and repairs are common points.

Why it matters

Handling counteroffers well can save you money and secure the home. Knowing your financing limits keeps you strong.

We arm you with solid numbers to negotiate. Reach out and we will back your offer with real approval.

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