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1099 & Business Owners

Self-Employed Loan in Hollywood, FL

Your licensed Hollywood mortgage broker for self-employed loans. We shop multiple lenders to find the right Self-Employed terms for your Hollywood purchase, and keep the file moving to the closing table.

$430,000
Median Home Price
1099 & Business Owners
Self-Employed Highlight
33020
Primary ZIP
Get Pre-ApprovedCall Now
Get Pre-Approved in Hollywood
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Self-Employed Loan · Hollywood

Self-Employed Loans From Your Hollywood Mortgage Broker

Self-employed borrowers have more mortgage options than most realize. Between conventional with two years of returns, bank statement programs, and 1099-only qualifying, the right path depends on how your income shows up on paper.

Hollywood's median near $430,000 puts many purchases at the move-up end of Broward County. Loan size and structure start to matter there. We line up the Self-Employed terms against that price point before you commit.

Hollywood's beach community and diverse neighborhoods support a wide price range. FHA and conventional loans carry most buyers, with condo financing common near the shore.

What a Self-Employed Loan Offers in Hollywood

✓Conventional with two years of tax returns when income is clean
✓Bank statement qualifying when write-offs lower taxable income
✓1099-only programs for contractors
✓Profit-and-loss options for some business types
✓Two-year self-employment history is the usual baseline
✓We match the program to how you actually earn

As a broker, not a bank, we compare self-employed loan pricing across lenders at no cost. You get real numbers for your Hollywoodprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Self-Employed Loan program guide. Or review the CFPB's homebuyer guide for the official rules behind the program.

Self-Employed Loan Snapshot
OptionsConventional, bank statement, 1099
History2 years self-employed (typical)
Minimum Down3–20% by program
Best ForBusiness owners & contractors
CityHollywood
CountyBroward County
Broker NMLS#1859012
How It Works in Hollywood
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your Self-Employed terms
03
Processing
Our team handles paperwork
04
Close
We coordinate title and signing in Hollywood
Get Pre-Approved
FAQ

Self-Employed Loan in Hollywood Questions

How do I get a mortgage in Hollywood if I am self-employed?

Start by deciding which income picture is stronger: your tax returns or your deposits. If returns show solid income, conventional works in Hollywood. If write-offs shrink the taxable number, a bank statement loan reads your real cash flow instead. We compare both for you.

How long do I need to be self-employed?

Two years is the standard baseline. Some programs accept one year of self-employment with a prior history in the same field. We confirm which programs your timeline opens.

Where can I get a self-employed loan in Hollywood, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing self-employed loans in Hollywood and across Broward County. As a broker we shop multiple lenders for the program. You see real Hollywood pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a self-employed loan close in Hollywood?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Hollywood closing on schedule.

More Hollywood Loan Programs

Other Loans We Write in Hollywood

Official resources

Verify the details for your own situation against these government and agency sources: IRS ITIN overview and CFPB non-QM explainer.

Self-Employed Loan Questions

What Hollywood borrowers ask us before they start a self-employed loan application.

What is a portfolio loan?What is a bank statement loan?How do lenders calculate self-employed income?Can I use 1099 income to qualify?Which credit bureau matters most for a mortgage?Can I buy a home with a part-time job?
Browse all mortgage questions→
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Hollywood Mortgage BrokerSelf-Employed Loan Program GuideAll Florida Loan ProgramsAll Florida CitiesApply for Pre-Approval

Self-Employed Loan in Hollywood?

Your local Hollywood mortgage broker. 5-minute pre-approval, honest rates, fast closing.

Get Pre-Approved(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.