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Non-Resident Buyers

Foreign National Loan in Palm Beach Gardens, FL

Your licensed Palm Beach Gardens mortgage broker for foreign national loans. We shop multiple lenders to find the right Foreign National terms for your Palm Beach Gardenspurchase, and close in 14–21 days.

$560,000

Median Home Price

Non-Resident Buyers

Foreign National Highlight

33410

Primary ZIP

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Get Pre-Approved in Palm Beach Gardens

5 minutes · No cost · Soft credit pull only

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NMLS# 1859012 · Equal Housing Lender

Foreign National Loan · Palm Beach Gardens

Foreign National Loans From Your Palm Beach Gardens Mortgage Broker

A foreign national loan finances U.S. property for buyers who are not residents and have no U.S. credit or Social Security number. Florida draws international buyers, and these programs qualify them on assets and foreign income instead of a domestic credit profile.

Palm Beach Gardens's median near $560,000 puts many purchases at the move-up end of Palm Beach County, where loan size and structure start to matter. We line up the Foreign National terms against that price point before you commit.

Home to corporate headquarters and gated golf communities, Palm Beach Gardens leans high-balance and jumbo. We shop reserves and rate structure hard for buyers at this price point.

What a Foreign National Loan Offers in Palm Beach Gardens

✓No U.S. credit history or SSN required

✓25–40% down depending on the lender

✓Foreign income and assets document the file

✓Can close in an individual name or an LLC

✓Second homes and investment purchases both eligible

✓Reserves and a U.S. bank account strengthen approval

As a broker rather than a bank, we compare foreign national loan pricing across lenders for your Palm Beach Gardensprice point at no cost. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Foreign National Loan program guide.

Foreign National Loan Snapshot

US CreditNot required

Minimum Down25–40%

IncomeForeign income / assets

Best ForNon-resident international buyers

CityPalm Beach Gardens

CountyPalm Beach County

Broker NMLS#1859012

How It Works in Palm Beach Gardens

Apply Online

5 min · soft credit pull only

Match Program

We shop lenders for your Foreign National terms

Processing

Our team handles paperwork

In Palm Beach Gardens — typically 14–21 days

FAQ

Foreign National Loan in Palm Beach Gardens Questions

Can a foreign national buy property in Palm Beach Gardens?

Yes. Non-residents can finance a Palm Beach Gardens home with no U.S. credit or Social Security number. Expect 25 to 40% down, with qualifying based on foreign income and assets. Palm Beach Gardens sees steady international demand, and we place these loans regularly.

Do I need a U.S. bank account?

It helps considerably. A U.S. account makes funding and payments cleaner and reassures the lender. Reserves held in the U.S. also strengthen the file. We will tell you what to set up before you apply.

Where can I get a foreign national loan in Palm Beach Gardens, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing foreign national loans in Palm Beach Gardens and across Palm Beach County. As a broker we shop multiple lenders for the program, so you see real Palm Beach Gardens pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a foreign national loan close in Palm Beach Gardens?

Most Palm Beach Gardens loans close in 14–21 days, with pre-approval usually under 24 hours. The exact timeline shifts with the program, the property, and the seller. A fully underwritten pre-approval is the best way to keep your Palm Beach Gardens closing on schedule.

More Palm Beach Gardens Loan Programs

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Palm Beach Gardens Mortgage Broker Foreign National Loan Program Guide All Florida Loan Programs All Florida Cities Apply for Pre-Approval

Foreign National Loan in Palm Beach Gardens?

Your local Palm Beach Gardensmortgage broker — 5-minute pre-approval, honest rates, fast closing.

(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.