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Non-Resident Buyers

Foreign National Loan in Palm Beach Gardens, FL

Your licensed Palm Beach Gardens mortgage broker for foreign national loans. We shop multiple lenders to find the right Foreign National terms for your Palm Beach Gardens purchase, and keep the file moving to the closing table.

$560,000
Median Home Price
Non-Resident Buyers
Foreign National Highlight
33410
Primary ZIP
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Get Pre-Approved in Palm Beach Gardens
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Foreign National Loan · Palm Beach Gardens

Foreign National Loans From Your Palm Beach Gardens Mortgage Broker

A foreign national loan finances U.S. property for buyers who are not residents and have no U.S. credit or Social Security number. Florida draws international buyers, and these programs qualify them on assets and foreign income instead of a domestic credit profile.

Palm Beach Gardens's median near $560,000 puts many purchases at the move-up end of Palm Beach County. Loan size and structure start to matter there. We line up the Foreign National terms against that price point before you commit.

Home to corporate headquarters and gated golf communities, Palm Beach Gardens leans high-balance and jumbo. We shop reserves and rate structure hard for buyers at this price point.

What a Foreign National Loan Offers in Palm Beach Gardens

✓No U.S. credit history or SSN required
✓25–40% down depending on the lender
✓Foreign income and assets document the file
✓Can close in an individual name or an LLC
✓Second homes and investment purchases both eligible
✓Reserves and a U.S. bank account strengthen approval

As a broker, not a bank, we compare foreign national loan pricing across lenders at no cost. You get real numbers for your Palm Beach Gardensprice point. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Foreign National Loan program guide. Or review the CFPB's homebuyer guide for the official rules behind the program.

Foreign National Loan Snapshot
US CreditNot required
Minimum Down25–40%
IncomeForeign income / assets
Best ForNon-resident international buyers
CityPalm Beach Gardens
CountyPalm Beach County
Broker NMLS#1859012
How It Works in Palm Beach Gardens
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your Foreign National terms
03
Processing
Our team handles paperwork
04
Close
We coordinate title and signing in Palm Beach Gardens
Get Pre-Approved
FAQ

Foreign National Loan in Palm Beach Gardens Questions

Can a foreign national buy property in Palm Beach Gardens?

Yes. Non-residents can finance a Palm Beach Gardens home with no U.S. credit or Social Security number. Expect 25 to 40% down, with qualifying based on foreign income and assets. Palm Beach Gardens sees steady international demand, and we place these loans regularly.

Do I need a U.S. bank account?

It helps considerably. A U.S. account makes funding and payments cleaner and reassures the lender. Reserves held in the U.S. also strengthen the file. We will tell you what to set up before you apply.

Where can I get a foreign national loan in Palm Beach Gardens, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing foreign national loans in Palm Beach Gardens and across Palm Beach County. As a broker we shop multiple lenders for the program. You see real Palm Beach Gardens pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a foreign national loan close in Palm Beach Gardens?

The timeline depends on the program, the appraisal, the title work, and how quickly the seller and their lender respond, so we do not quote a fixed number of days. We return most pre-approval decisions within one business day and order third-party reports as early as the contract allows. A fully underwritten pre-approval is the strongest way to keep your Palm Beach Gardens closing on schedule.

More Palm Beach Gardens Loan Programs

Other Loans We Write in Palm Beach Gardens

FHA
Palm Beach Gardens
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VA
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USDA
Palm Beach Gardens
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Conventional
Palm Beach Gardens
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Official resources

Verify the details for your own situation against these government and agency sources: IRS ITIN overview and CFPB non-QM explainer.

Foreign National Loan Questions

What Palm Beach Gardens borrowers ask us before they start a foreign national loan application.

Can I use rental income to qualify?Can I use a DSCR loan for a short-term rental?Can I get a DSCR loan with no income documentation?Can I buy an investment property with 10 percent down?Who can give me gift funds for a down payment?What is a renovation loan?
Browse all mortgage questions→
Tools & Programs
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Foreign National Loan in Palm Beach Gardens?

Your local Palm Beach Gardens mortgage broker. 5-minute pre-approval, honest rates, fast closing.

Get Pre-Approved(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.