Home Inspection
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A home inspection is a professional examination of a property's condition, covering structure, systems, and major components.
What Home Inspection means
It's typically ordered by the buyer during the inspection contingency and informs whether to proceed, renegotiate, or cancel. It differs from an appraisal, which estimates value rather than condition.
Florida example
A Florida buyer's inspector finds an aging roof and a failing AC. Within the standard As-Is contract's 15-day inspection period, the buyer can request repairs, a credit, or back out without losing the deposit.
Why buyers get one
A home inspection is a full check of a property's condition before you buy. A licensed inspector reviews the roof, systems, structure, and more.
It is not required by the lender, but it protects you. The report shows problems you might not spot on a walkthrough.
What happens next
If the inspection finds issues, you can ask the seller to fix them or lower the price. In Florida, checking for wind and water damage matters most.
We guide buyers through this step every day. Apply now and we will connect you with trusted local inspectors.