Mortgage Glossary
Judgment Lien
Defined by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
A judgment lien is a court-ordered claim against a debtor's property arising from an unpaid legal judgment.
What Judgment Lien means
It attaches to real estate and must usually be cleared before title can transfer, since it clouds ownership. Title searches reveal judgment liens during the closing process.
Florida example
A Florida seller with an old $9,000 judgment lien must satisfy it from sale proceeds before the buyer can take clear title. The title company handles the payoff at closing so the new owner is protected.
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