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Non-Resident Buyers

Foreign National Loan in West Palm Beach, FL

Your licensed West Palm Beach mortgage broker for foreign national loans. We shop multiple lenders to find the right Foreign National terms for your West Palm Beachpurchase, and close in 14–21 days.

$380,000
Median Home Price
Non-Resident Buyers
Foreign National Highlight
33401
Primary ZIP
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Get Pre-Approved in West Palm Beach
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Foreign National Loan · West Palm Beach

Foreign National Loans From Your West Palm Beach Mortgage Broker

A foreign national loan finances U.S. property for buyers who are not residents and have no U.S. credit or Social Security number. Florida draws international buyers, and these programs qualify them on assets and foreign income instead of a domestic credit profile.

With a median around $380,000, West Palm Beach lands in Palm Beach County's core first-time and move-up range. A Foreign National loan fits squarely into how most buyers finance at this level.

As the county seat and largest city, West Palm Beach mixes downtown condos with established single-family neighborhoods. Buyers here run the full range, from FHA first-timers in the historic districts to conventional move-up purchasers along the waterfront. West Palm Beach also has one of South Florida's most active international buyer markets — we originate foreign national mortgages and ITIN loans here regularly, with no U.S. citizenship or SSN required.

What a Foreign National Loan Offers in West Palm Beach

No U.S. credit history or SSN required
25–40% down depending on the lender
Foreign income and assets document the file
Can close in an individual name or an LLC
Second homes and investment purchases both eligible
Reserves and a U.S. bank account strengthen approval

As a broker rather than a bank, we compare foreign national loan pricing across lenders for your West Palm Beachprice point at no cost. Start with a five-minute application or call (561) 300-0380 and we will map the numbers to your situation. You can also read the full Foreign National Loan program guide.

Foreign National Loan Snapshot
US CreditNot required
Minimum Down25–40%
IncomeForeign income / assets
Best ForNon-resident international buyers
CityWest Palm Beach
CountyPalm Beach County
Broker NMLS#1859012
How It Works in West Palm Beach
01
Apply Online
5 min · soft credit pull only
02
Match Program
We shop lenders for your Foreign National terms
03
Processing
Our team handles paperwork
04
Close
In West Palm Beach — typically 14–21 days
FAQ

Foreign National Loan in West Palm Beach Questions

Can a foreign national buy property in West Palm Beach?

Yes. Non-residents can finance a West Palm Beach home with no U.S. credit or Social Security number. Expect 25 to 40% down, with qualifying based on foreign income and assets. West Palm Beach sees steady international demand, and we place these loans regularly.

Do I need a U.S. bank account?

It helps considerably. A U.S. account makes funding and payments cleaner and reassures the lender. Reserves held in the U.S. also strengthen the file. We will tell you what to set up before you apply.

Where can I get a foreign national loan in West Palm Beach, FL?

Mortgage Capital is a licensed Florida mortgage broker (NMLS# 1859012) writing foreign national loans in West Palm Beach and across Palm Beach County. As a broker we shop multiple lenders for the program, so you see real West Palm Beach pricing rather than one bank's box. Call (561) 300-0380 or apply online.

How fast can a foreign national loan close in West Palm Beach?

Most West Palm Beach loans close in 14–21 days, with pre-approval usually under 24 hours. The exact timeline shifts with the program, the property, and the seller. A fully underwritten pre-approval is the best way to keep your West Palm Beach closing on schedule.

More West Palm Beach Loan Programs

Other Loans We Write in West Palm Beach

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West Palm Beach Mortgage BrokerForeign National Loan Program GuideAll Florida Loan ProgramsAll Florida CitiesApply for Pre-Approval

Foreign National Loan in West Palm Beach?

Your local West Palm Beachmortgage broker — 5-minute pre-approval, honest rates, fast closing.

(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.