How much is a down payment on a $300,000 house?

It depends on the loan: 3.5% FHA is $10,500, a 3% conventional is $9,000, 5% is $15,000, and a full 20% is $60,000. VA and USDA can be $0 down for eligible buyers.

You don't need 20% to buy — most Florida first-time buyers put down 3% to 5% and use assistance programs to help cover it. We'll show the monthly payment and PMI at each down payment level so you can pick what fits.

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