How much do I need for a down payment?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Less than most people think. FHA needs 3.5%, conventional can go as low as 3%, and VA and USDA allow $0 down for eligible buyers. On a $300,000 home, 3% is just $9,000.

Florida assistance programs can cover much of even that. We'll show your options at each down payment level and how much help you can stack on top.