How do I qualify for down payment assistance in Florida?

Florida down payment assistance, including the Hometown Heroes program, generally requires you to be a first-time buyer (no ownership in three years), meet income limits for your county, and complete a homebuyer education course.

Assistance often comes as a 0%-interest deferred second mortgage covering down payment and closing costs. We confirm your county income limit and pair the assistance with an FHA or conventional first mortgage.

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