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Beverly Beach, Flagler County

Beverly Beach Mortgage Broker

Your licensed Beverly Beach Mortgage Broker for FHA, Conventional, VA & Down Payment Assistance home loans. We are a trusted mortgage broker serving Beverly Beach and all of Flagler County. We close loans in 14–21 days with honest rates and no surprises.

$365,000
Median Home Price
516
Population
32136
Primary ZIP
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Get Pre-Approved in Beverly Beach
5 minutes · No cost · Soft credit pull only
NMLS# 1859012 · Equal Housing Lender
Home Loans in Beverly Beach

Home Loans From Your Beverly Beach Mortgage Broker

Mortgage Capital is your local Beverly Beach Mortgage Broker. Beverly Beach — Incorporated town in Flagler County— has its own price points and buyer profile. We match each loan to it instead of running every client through the same box.

Whether you are buying your first home in Beverly Beach or refinancing one you already own, we can help. Our team guides you from application to closing. As a broker rather than a bank, we shop dozens of lenders for you. That is how we find a competitive Beverly Beach mortgage rate for 2026.

Beverly Beach's median price of around $365,000 puts it in the heart of Flagler County's first-time and move-up buyer range. Buyers here split fairly evenly between FHA and conventional financing, and many qualify for Florida down payment assistance. We shop both routes side by side so Beverly Beach clients see the real monthly difference before committing.

Home to roughly 516 people, Beverly Beach sits in Flagler County where the median lands around $365,000. Buyers here use FHA, conventional, and VA financing, and we pull live rates for the exact address before anyone commits.

Available Mortgage Programs in Beverly Beach

✓FHA loans — 3.5% down with flexible credit
✓Conventional loans from 3% down
✓VA loans — $0 down for veterans
✓Down Payment Assistance — Hometown Heroes & FL Housing
✓First-time buyer programs
✓Refinance — rate/term & cash-out

Prices in Beverly Beachstill vary by neighborhood and property type. The right loan program and down payment strategy depend on your specific target range. Ready to see real numbers? We'll pull current Beverly Beach rates for your price point at no cost. Start with a five-minute application or call (561) 300-0380. For a neutral primer on the process, the CFPB's homebuyer guide walks through every step.

Beverly Beach Market Data — 2026
CityBeverly Beach
CountyFlagler County
ZIP Code32136
Median Price$365,000
Population516
Avg Close Time14–21 Days
Broker NMLS#1859012
How It Works in Beverly Beach
01
Apply Online
5 min · soft credit pull only
02
Rate Lock
We shop lenders for your best rate
03
Processing
Our team handles paperwork
04
Close
In Beverly Beach — typically 14–21 days
FAQ

Beverly Beach Mortgage Questions

How do I find a mortgage broker in Beverly Beach, FL?

Mortgage Capital is a licensed Beverly Beach Mortgage Broker (NMLS# 1859012). Choosing the right broker matters, since not every lender offers the same programs or service. We are based in South Florida. So we know the Beverly Beach market and the programs that fit Beverly Beach buyers. Call us at (561) 300-0380 or apply online for a free consultation.

What is the minimum down payment for a home in Beverly Beach?

On a $365,000 Beverly Beach home, a 3% conventional down payment lands roughly in the low five figures. FHA's 3.5% is close, with more flexible credit requirements. VA loans offer $0 down for veterans. Hometown Heroes can also add up to $35,000 toward your down payment and closing costs. That is a major help in the Beverly Beach price range.

How long does it take to close on a home in Beverly Beach?

Most Beverly Beach home loans close in 14–21 days with Mortgage Capital, and our pre-approval usually takes under 24 hours. Timelines still shift with loan type, property condition, and how fast the seller moves. Walking in with a fully underwritten pre-approval letter is the best way to strengthen your offer. It also keeps the Beverly Beach closing on track.

Also Serving Flagler County

Nearby Cities We Serve

Palm Coast
$370,000
Mortgage Broker →
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Florida Mortgage LocationsFHA Loans FloridaDown Payment AssistanceAll Florida Loan ProgramsApply for Pre-Approval

Ready to Buy in Beverly Beach?

Your local Beverly Beach Mortgage Broker— 5-minute pre-approval, honest rates, fast closing.

(561) 300-0380

Rates are illustrative only. APR and payments vary by credit score, loan amount, and market conditions. Subject to credit approval. Not a commitment to lend. NMLS# 1859012. Equal Housing Lender.