Can I include closing costs in my loan?

On a purchase you generally can't roll closing costs into the loan, but you can cover them with seller concessions or a lender credit (a slightly higher rate in exchange for cash toward costs). VA allows the funding fee to be financed.

On a refinance, closing costs can usually be added to the new loan balance. For purchases, we'll structure concessions or a lender credit so you bring far less to the table.

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