Costs & PMI
How much is the average mortgage payment in Florida?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
The typical Florida mortgage payment runs roughly $2,000 to $2,800 a month, but it varies widely by county and price point. That figure includes principal, interest, property taxes, and insurance.
Florida's higher homeowners insurance adds more to the payment than in most states, especially near the coast. We'll build your exact PITI payment for the specific home and county you're considering.
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