Process & Closing
What should I not do during the mortgage process?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Don't open new credit, finance a car, run up cards, change jobs, or make large unexplained deposits. Each can change your DTI, score, or income and threaten your approval.
Keep your finances steady from application to closing. We give you a clear do-not-do list so nothing accidentally sinks the loan.
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