Costs & PMI
What is an origination fee?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
An origination fee is what a lender charges to process and underwrite your loan, often expressed as a percentage of the loan amount. It's disclosed clearly on your Loan Estimate.
Not all lenders charge the same, which is why comparing Loan Estimates matters. We'll show our fees plainly and how they compare so you know the true cost.
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