What is a warrantable condo?
A warrantable condo is a project that meets Fannie Mae and Freddie Mac standards — adequate reserves, healthy owner-occupancy, proper insurance, no major litigation, and no single owner controlling too many units.
Warrantable projects get standard conventional financing and the best rates. We'll check a building's warrantability up front so financing isn't a surprise.
The lender-friendly kind
A warrantable condo is a project that meets Fannie Mae and Freddie Mac guidelines, so it qualifies for standard conventional financing. Most well-managed condos are warrantable.
Warrantable status means easier loans, lower rates, and smaller down payments for buyers.
What makes a condo warrantable
Lenders look at the owner-to-renter ratio, the association's finances and reserves, insurance coverage, and whether any single owner controls too many units.
We verify warrantability for you. Reach out and we will tell you if your condo qualifies for the best terms.
Verify the details for your own situation against these government and agency sources: CFPB Owning a Home guide and HUD homebuyer resources.