Property Types
Can I finance a manufactured home?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. FHA, VA, USDA, and some conventional programs finance manufactured homes that meet HUD standards, are permanently affixed to a foundation, and are titled as real property on land you own or are buying.
The home must be a post-1976 HUD-code unit. Florida has a sizable manufactured-home market. We'll confirm it qualifies and pair it with the right loan.
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