Investment & DSCR
What credit score do I need for an investment property loan?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Conventional investment loans generally want 680 to 700-plus, and DSCR loans typically start around 640 to 660, with better rates above 700. Higher scores reduce the down payment and rate.
Investment loans price risk higher than primary homes, so credit matters more. We'll match your score to the investor program with the best terms.
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