Process & Closing
What can delay my mortgage closing?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
The usual culprits: missing or late documents, a low or slow appraisal, title issues like liens, big unexplained deposits, a change in employment or income, or new debt taken on mid-process.
Most delays are preventable. We collect documents early, order the appraisal up front, and tell you what not to do so your closing stays on schedule.
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