HomeFAQCan I switch jobs during the mortgage process?
Process & Closing

Can I switch jobs during the mortgage process?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

It's risky. A job change can delay or jeopardize your loan because lenders re-verify employment before closing and want stable, continuing income. A move within the same field, especially a promotion, is usually fine.

A switch to a different field, a pay structure change to commission, or a gap can be a problem. Tell us before you make a move and we'll protect the approval.

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