Property Types
Can I finance a vacation home?
Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker
Yes. Vacation homes are financed as second homes, typically with 10% down, as long as you occupy them part of the year and they're a reasonable distance from your primary residence.
Florida is a top vacation-home market. If you intend to rent it regularly, an investment or DSCR loan is the proper fit. We'll match the loan to how you'll use it.
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