HomeFAQCan I finance a fixer-upper?
Property Types

Can I finance a fixer-upper?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Yes. Renovation loans like the FHA 203(k) and Fannie Mae HomeStyle let you finance the purchase plus the cost of repairs in one mortgage, based on the home's after-renovation value.

It's ideal for homes that need work before they'd pass a standard appraisal. We'll structure a renovation loan so the repairs are built into your financing.

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