HomeFAQCan I buy an investment property with 10 percent down?
Investment & DSCR

Can I buy an investment property with 10 percent down?

Answered by Onias Derilus, Mortgage Capital · NMLS# 1859012 · Florida licensed mortgage broker

Rarely with a standard investment loan, which wants 15% to 25% down. The realistic 10%-down routes are house-hacking a multi-unit you'll occupy or a niche program tied to a strong-cash-flow property.

If 10% is your ceiling, we'll show what an owner-occupied multi-unit or a specific DSCR structure can do. We'll lay out the true minimum for a Florida rental.

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